Carddio Pte Ltd is registered as a
Certified RMC (Registered Management Consultant) under Enterprise Singapore’s Consultant Quality Initiative (CQI).

If your company has limited resources, consider tapping on the EDG to drive your business to the next level.

Whether you are looking to

Evaluate the current state of your business

Prepare for the next stage of growth

our extensive expertise in business consultancy makes us well equipped to help through the EDG process and support your new ventures.


If you’re looking to review existing processes and identify possible areas to improve efficiency, you may be eligible for Singapore Government funding of

up to 70% reimbursement of project costs

under the Enterprise Development Grant (EDG) scheme.

For example:

1. Carddio Pte Ltd will scope an Innovation & Productivity - Process Redesign project of SGD12,000.

2. If your EDG Grant application is successful, you may be reimbursed up to SGD8,400 from Enterprise SG.

3. This means your investment of only SGD3,600.

Innovation and Productivity

Projects under Innovation and Productivity support companies that explore new areas of growth, or look for ways to enhance efficiency. These could include reviewing and redesigning workflow and processes. Companies could also tap into automation and technologies to make routine tasks more efficient.

Process Redesign

To help your company review existing processes and identify possible areas to improve efficiency. This is a critical first step before introducing automation or technology.

Scope of work can cover:

  • Review and streamline of workflow and processes to reduce or remove redundant processes
  • Explore the use of technology to automate processes
  • Review and/or development of performance measures
  • Development of tracking and measurement system
  • Development of detailed roadmap of actions for further improvement

Support level:

  • SMEs: up to 50% for qualified software and equipment costs; up to 70% for all other qualified costs.
  • Non-SMEs: up to 30% for qualified software and equipment costs; up to 50% for all other qualified costs.

What does the EDG support?

The grant funds up to 70% of qualifying project costs namely

  • Third party consultancy fees
  • Software and equipment
  • Incremental internal manpower cost.

Who can apply?

To qualify for the EDG, you need to:

  • Be registered and operating in Singapore
  • Have a minimum of 30% local shareholding
  • Be in a financially viable position to start and complete the project

Applications will be assessed by Enterprise Singapore based on project scope, project outcomes and competency of service provider.

Our Consultant

Muhammad Bin Hussainni is Registered Management Consultant (RMC) certified by The Institute of Management Consultants (Singapore) as lead consultant for process implementation and digitization.

Muhammad is experienced in managing clients to improve business process and productivity promotional / marketing process and has experience in handling and refining existing process analysis, process improvement suggestion and process implementation to ensure it is robust and scalable.

He possess over 19 years of leadership & business consultancy / development experience.

In additional to that, Muhammad also has experience in: B2B Sales, Sales Operations & Management, Sales Training & Development (ACTA certified), Account Management, Team Leadership and Revenue Growth.

Client Testimonials

Murtuza I Topiwala


Quote svg Most importantly to us, Muhammad always indicates the practical applications his work has for our organization and future revenue generation. He is the main reason why our company has been able to be more efficient and productive… Read more

James Ong

Managing Director Global Barrels Industries Pte Ltd

Quote svg Muhammad is the consummate business consulting professional as he knows how to put everyone at ease the moment he enters the room. He is diligent about collecting information and insists on developing custom reports and charts to give a very helpful presentation… Read more

Mark Choa

General ManagerSea Contractor (S) Pte Ltd

Quote svg Muhammad’s professional and refined approach made his work much more valuable to clients and he also has a great way of keeping everyone updated on any changes he has made to his initial recommendations... Read more

Peter Teoh

Sales Director Goodhill Enterprise (S) Pte. Ltd

Quote svg His research and information gathering skills are surpassed only by his compelling presentation of findings and recommendations for improvements. Muhammad not only made suggestions for changes... Read more

Roland K F Fong

Managing Director Lube-way Trading Pte Ltd

Quote svg Muhammad was chosen because we didn’t want a “cookie cutter” solution and we needed someone who could work with our existing processes. Muhammad’s sage counsel input and direction was instrumental... Read more

Desmond Lim

Managing Director Aventurine Engineering
Industries Pte Ltd

Quote svg Success of this project is only possible with in-depth understanding of all our current gaps and requirements and together with Carddio’s support and guidance all throughout... Read more

Steve Chee

General Manager Special Piping Materials (S) Pte Ltd

Quote svg CARDDIO has helped us improve our productivity by 30% as it cleared our mismanaged data as well as our scattered client’s data. We highly recommended CARDDIO to all SME to better manage their salesman and clients data... Read more

Tick Png

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Quote svg The main thing is to keep the main thing
the main thing
- Stephen Covey